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It also received the ‘Innovation Leader Award' for 2012 from Fintelekt and was adjudged the greatest insurance company for ‘In time Claims Settlement for the year 2011-12' in the Rashtriya Swasthya Bima Yojana (RSBY) scheme operated under the aegis of the Ministry of Labour and Employment, Government of India. Lifeline is a holistic indemnity program from Royal Sundaram that covers the well being insurance demands of you and your household. You may have some payment alternatives for pre-existing conditions if your dental insurance does not cover them. Below the new minimum specifications of the Reasonably priced Healthcare Act, any insurance policy you have need to contain critical coverage like doctor's visits, pregnancy care, a prescription plan, as effectively as hospital and preventative rewards. Parents may or could not be allowed to enroll on an insurance plan, depending on the particular wellness strategy you are enrolled in. 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