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Disadvantages: From the viewpoint of the employee, group insurance has a single fantastic limitation- the short-term nature of the coverage. If you do not have wellness insurance coverage and make less then about $21,000 a year, and are between 18 and 64 years of age, you qualify for either no cost or extremely low price treatment. The World wide web company also suggests graduates contemplate a number of elements, such as talking with an insurance agent if they have a pre-existing chronic condition, becoming familiar with insurance coverage terminology and contemplating brief-term insurance plans that typically last six months to get time even though job hunting. As for waiting lists, there are for non-vital problems, but people are totally free to have their personal private insurance coverage or to pay directly.

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