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A government-of-India-backed health insurance scheme, which gives coverage against private accident resulting in accidental disabilities or death on account of an accident is presented for a period of 1 year and requires renewal annually. Employees usually select to apply for those positions that have great health positive aspects in order to give required well being coverage for themselves, their spouse and/or their dependents. It also received the ‘Innovation Leader Award' for 2012 from Fintelekt and was adjudged the very best insurance business for ‘In time Claims Settlement for the year 2011-12' in the Rashtriya Swasthya Bima Yojana (RSBY) scheme operated beneath the aegis of the Ministry of Labour and Employment, Government of India. Lifeline is a holistic indemnity strategy from Royal Sundaram that covers the overall health insurance coverage needs of you and your household. 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